Legal
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These Terms & Conditions ("Terms") govern your access to and use of the Rathbone Investments website at rathboneinvestments.com and any services we provide. By accessing or using our website, submitting a funding request, or communicating with us, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use our website or submit any information through our contact forms. These Terms apply to all visitors, users, and applicants.
Rathbone Investments provides direct business lending and funding solutions to eligible business entities. Our services include, but are not limited to:
All funding decisions are made at our sole discretion and are subject to credit review, underwriting approval, and applicable terms and conditions of any executed agreement. Submission of a funding request does not constitute an offer or commitment of financing.
Our services are available to business entities operating lawfully in the United States. By submitting a funding request, you represent and warrant that:
Rathbone Investments reserves the right to decline any application for any reason, including but not limited to ineligibility, inability to verify information, or underwriting standards.
By providing your express written consent on our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Rathbone Investments regarding our financial products and services, special offers, application updates, and related information. These messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Your mobile carrier may charge fees for sending and receiving text messages. These charges are your sole responsibility.
How to Opt Out: Reply STOP to opt out at any time. You will receive a final confirmation message confirming your opt-out. After opting out, you will receive no further SMS messages from us related to this program unless you re-enroll.
Help & Support: Reply HELP for assistance. You may also contact us directly at stephanie@rathboneinvestments.com.
Consent is NOT a condition of purchase. You are under no obligation to consent to receive SMS messages in order to apply for or receive funding from Rathbone Investments. Your consent is entirely voluntary.
Supported Carriers: SMS messaging is available on most major U.S. carriers. We are not responsible for undelivered messages due to carrier limitations or network conditions.
Privacy: Your mobile opt-in information and consent data will not be shared with third parties for marketing or promotional purposes. See our Privacy Policy for complete details.
You agree to use our website only for lawful purposes and in a manner consistent with all applicable laws and regulations. You agree not to:
We reserve the right to terminate your access to the website for any violation of these Terms.
All content on this website — including text, graphics, logos, images, and software — is the property of Rathbone Investments or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
The information on this website is provided for general informational purposes only and does not constitute financial, legal, or investment advice. Rathbone Investments makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information on the website.
Our website is provided on an "as is" and "as available" basis. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Rathbone Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website, your submission of a funding request, or your reliance on any information provided through the website.
In no event shall our total liability to you exceed the amount paid by you, if any, for use of our services in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless Rathbone Investments, its officers, directors, employees, and agents from and against any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the website, your violation of these Terms, or your submission of inaccurate or fraudulent information.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Cape May County, New Jersey.
We reserve the right to update or modify these Terms at any time. Changes will be posted to this page with a revised "Last Updated" date. Your continued use of the website after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms & Conditions, please contact us: