Our Story
Rathbone Investments was founded on a simple conviction: business owners deserve a lending partner that is transparent, reliable, and genuinely invested in their success.
Who We Are
Rathbone Investments is a direct business lender headquartered in Rio Grande, New Jersey — at the southern tip of the Garden State, where the Delaware Bay meets the Atlantic. We serve business owners across New Jersey and the broader mid-Atlantic region who need straightforward access to growth capital.
We are not a broker. We are not a marketplace. We are the lender — which means faster decisions, direct communication, and terms negotiated honestly without intermediaries.
Our team has worked with businesses in manufacturing, construction, healthcare, hospitality, retail, and professional services. We understand that every business is different, and we structure funding solutions that fit your actual situation — not a generic template.
For inquiries, reach our team directly at stephanie@rathboneinvestments.com.
Our Principles
Every fee, every rate, every term — explained in plain language before you commit to anything. No surprises buried in footnotes.
When we commit to a funding timeline, we meet it. Business owners depend on us to deliver capital when and how we say we will.
We look at the long picture. Our goal is a funding relationship that grows with your business, not a single transaction.
Business opportunities don't wait for bureaucratic timelines. We move quickly so you can capitalize on the moments that matter.
We decline deals that aren't right for the borrower. Our reputation is built on business owners who trusted us and were well-served by that trust.
We are a New Jersey business serving New Jersey businesses. We understand the regional economy, the seasonal pressures, and the local landscape intimately.
Get In Touch
Ready to explore your funding options? Our team is available to discuss your business needs and identify the right capital solution — with no obligation.
Office
3805 Shunpike Road
Rio Grande, NJ 08242