Funding Solutions

Capital Shaped Around Your Business

Rathbone Investments offers a full range of business funding products — from working capital to commercial real estate — structured by a direct lender who understands your goals.

Every Stage of Business Growth, Funded

Whether you're bridging a gap, expanding operations, or acquiring equipment, we have a structured funding solution designed for your specific situation.

Working Capital Loans

Keep your operations moving without disruption. Working capital financing from Rathbone Investments gives you immediate access to funds for payroll, inventory, operational overhead, or any short-term business need. Our approvals are fast, our terms are fair, and the capital is in your account when you need it.

$50K – $2M Fast Approval Flexible Repayment

Revenue-Based Financing

Repayment that follows your business — not a fixed calendar. With revenue-based financing, your remittances scale with your actual monthly performance, making it an ideal solution for businesses with variable or seasonal revenue streams. Grow when business is strong; breathe easy when it's not.

$25K – $1M Revenue Aligned No Fixed Payment

Equipment Financing

Acquire the machinery, vehicles, technology, or specialized equipment your business requires — without depleting your cash reserves. Equipment financing preserves your working capital while putting the tools of growth directly in your hands. Structured repayment periods are aligned to the useful life of the equipment.

Up to $5M New & Used Equipment Structured Terms

Business Line of Credit

Access a revolving line of credit that's available when you need it and costs nothing when you don't. A business line of credit from Rathbone Investments gives you the flexibility to respond to opportunities and manage cash flow without applying for new funding each time a need arises.

$25K – $500K Revolving Draw On Demand

SBA Loan Assistance

SBA loan programs offer favorable long-term rates for qualified businesses, but the application process is complex. Our team provides hands-on guidance through the SBA 7(a) and 504 loan processes — helping you prepare documentation, understand eligibility requirements, and navigate the timeline from application to funding.

SBA 7(a) SBA 504 Guided Process

Commercial Real Estate Financing

Whether you're acquiring a new commercial property, refinancing an existing one, or funding a build-out, Rathbone Investments structures commercial real estate financing with the same directness and transparency we apply to every product. We work with owner-occupied properties, investment properties, and mixed-use developments.

Up to $5M Owner-Occupied Investment Property

How It Works

From Application to Funding in Four Steps

01

Submit Your Request

Complete our funding request form. Tell us about your business, your funding need, and your goals. Takes about five minutes.

02

Review & Discussion

Our team reviews your submission and reaches out directly. We ask questions, clarify details, and assess the right funding structure for your situation.

03

Offer & Terms

We present a clear, written funding offer. Every term is explained in plain language. No surprises. You decide whether to proceed — no pressure.

04

Funding

Once you accept and documents are signed, capital is deployed to your account. Most funded clients see proceeds within 1–3 business days.

Ready to Begin?

Tell Us About Your Business

Our team will identify the right funding solution and walk you through the process from start to finish — at no obligation.

Request Funding